Break the Chain
Debt Relief Made Easy
We have helped countless individuals and families get out of over
$100,000+ in debt

Reduce your monthly payment

Resolve your debts within 24-48 months*

Combine all your debt in one easy payment
0% Interest When You’re Enrolled in our Program

3 Simple Steps

We examine your debt

We work for you

You break free
from debt
We change lives everyday
AAA Debt Solutions changed my life. Due to some unfortunate investments that happened, I accumulated over $109,000 of credit card debt. I was struggling to make ends meet and was worried about my financial future. But thanks to their expert guidance and support, I was able to get my debt under control and start building a better financial future for myself. Their team was so patient and understanding, and I felt like they really cared about my situation. I can’t thank them enough!
I was on the verge of bankruptcy, but thanks to this program I was able to save an extra $2,000/month. I’m now able to manage my money more effectively, and I feel much more confident in my ability to achieve my financial goals. I highly recommend AAA Debt Solutions. Almost all my family and friends are enrolled in their debt-free program.
AAA Debt Solutions was able to help get my monthly minimum payments from over $1,100/month down to just $550/month. This allowed me to break the cycle of constantly needing to use credit to pay my bills. It was such a relief!
Debt Relief FAQ
How Debt Resolution Works
How are fees charged and can I afford it?
Will a Debt Resolution Program impact my credit score?
Debt Relief FAQ
Will I have to pay taxes on the amount of the debt forgiven as a result of a successful negotiation?
For debts forgiven in excess of $600, some creditors might issue a 1099c. In such a case, you might be eligible to file form 982 along with your income tax return to reduce any tax debt. Read publication 4681 on the IRS website to find out more about the implications of cancelled debt and how to reduce any tax liabilities.
In a debt relief program, how are fees assessed and paid to your company?
There are no upfront fees. As a matter of fact, we don’t collect payment from you until one of your accounts has been properly resolved. When one of your creditors makes an offer, we will send you a written agreement for review and approval. Following receipt of the settlement payment, our fees are subsequently paid on a prorated basis.
Can you guarantee that my creditors won’t file a lawsuit against me?
No. Even though it doesn’t happen often, your creditors do have a legal right to litigate to enforce their claims. If a lawsuit is filed against one of your accounts, it’s typically done to pressure a settlement because trying to collect an unpaid debt is expensive and time-consuming for creditors. In the unlikely occasion that this happens, we have a devoted team that specializes in negotiating with the law firm to attempt and resolve the account prior to it going to court.
Does a debt relief program impact my credit score?
Your credit score will suffer if you fail to make your minimum monthly payments on time or if you let your credit cards become charge-offs after six months of nonpayment. Regardless of whether you sign up for a debt relief program, this is true. Negative items will start to have less of an impact on your credit score and you will be able to start rebuilding your credit more quickly if you are able to address your past-due accounts or negotiate a repayment plan for less than what you owe. You will need at least one open active positive account to build credit though.
Will I be able to enroll all of my debts in your program?
No. Our program focuses on unsecured debt like credit cards, medical bills and personal loans. Loans that are secured by collateral such as your home or an vehicle do not qualify for our program.
How long does it take to complete a debt relief program?
Despite the fact that every person’s circumstances are different and depend on how much debt you enroll in and how quickly you can save, our clients typically finish a debt resolution program in 24 to 48 months.
Are you ready to get debt-free?
Book your FREE consultation
About us
AAA Debt Solutions is a debt consolidation company that specializes in helping individuals consolidate their debts into one manageable monthly payment. Our team is made up of highly creative and relatable professionals who are passionate about helping others improve their financial situations. We understand the unique challenges faced by our generation and strive to provide innovative and effective debt solutions that meet our clients’ needs. With our expertise and commitment to customer service, we can help you achieve financial freedom and peace of mind.
Location
325 N St Paul St Suite 3100 Dallas, Texas 75201
469-283-5691
info@aaadebtsolutions.com